Carey Richmond & Viking Insurance

Spring is here, and it's the perfect time to talk classic car insurance! Whether you own a vintage beauty or plan to, here's the scoop: 🔍 Classic vs. Regular Insurance - Classic car insurance is tailor-made for vintage vehicles (typically 25-30+ years old) and unique rides like modern muscle, exotics, and replicas. Unlike regular insurance, it uses Guaranteed Value, ensuring you get the full insured amount in case of a total loss. 🛣️ Usage Restrictions - Keep in mind that classic car insurance is for pleasure use only – no commuting or shopping trips covered! 🏡 Storage Requirements - Most policies require secure storage when your classic isn't on the road. Details vary by state and underwriting guidelines. 🚦 Driver Eligibility - Driver requirements can vary, depending on the state and underwriter. Did you find this post helpful? Give it a 👍

This National Pet Month, we're diving into a topic dear to every pet parent's heart: pet insurance. Navigating the benefits of pet insurance can seem overwhelming, but let's break it down together 🐶🐱 According to the North American Pet Health Insurance Association, the average annual cost for dog insurance is $640, or about $53 monthly. Now, let's compare that to some common vet expenses: ✔️ A torn cruciate ligament can cost around $2,000-4,000 ✔️ Removing a benign skin mass can run up to $1,000 or more ✔️ Ear infections can reach $500 or more ✔️ Treating a urinary tract disease without gallstones can cost roughly $200 Considering these costs, pet insurance emerges as a financially savvy choice over time, offering immense peace of mind. You'll know you're prepared to provide the best care in any situation. 🐾💖 Have questions about pet insurance or how to find the best plan for your furry family member? Reach out to us! We're here to help ensure your pet gets the coverage they deserve.

Flood insurance isn’t just for properties in flood plains anymore! ☔ In fact, a 2020 government study showed 14.6 million properties are at risk of experiencing a “100-year flood,” far exceeding the 8.7 million properties in designated flood plains. This striking difference highlights a critical issue: The frequency and intensity of severe weather events have been on the rise, reshaping the landscape of risk and insurance needs. To ensure your family or business is adequately protected against current and future weather threats, it's essential to regularly review your insurance policies to ensure they match these industry changes. Contact our local team of agents for a policy review, so we can help you stay protected in these changing times! 💼

On behalf of our entire team, we want to wish all mother figures out there a very Happy Mother's Day! No matter how you celebrate, we hope you have a relaxing and meaningful day surrounded by loved ones. Remember, if you have any questions or need assistance, don't hesitate to give our office a call. We're here to help!

🎉 CRV was proud to be a sponsor of the Greater Newport Chamber of Commerce "Excellence in Business" Awards for the 18th year in a row. 🏆Erin Donovan-Boyle, President & CEO of The Greater Newport Chamber of Commerce, and David Andrade, President of Carey, Richmond & Viking Insurance presented the 2024 awards to each winner in the following categories: Charter Books - Micro Business Norman Bird Sanctuary - Small Business Centreville Bank - Big Business McNeill Children's Institute - Woman Owned First Tee Rhode Island - Emerging Leader

Warm weather means more traffic on the roads, including an increase in cyclists 🚴♀️ This month is National Bicycle Safety Month, an important reminder for all drivers to prioritize road safety. Swipe through ➡️ for essential safety tips aimed at commercial vehicle drivers. Feel free to share this post with your network. And, as always, reach out if you have any insurance-related questions. We are always here to assist!

As we face more frequent, more severe wildfires, it’s important to take proactive measures to safeguard properties: That’s why, this Wildfire Awareness Month, we’re sharing a few key tips to proactively safeguard your home 🛡️ Swipe through to learn more, and please feel free to share this post with your own network. As always, for advice on insurance options to protect your home, reach out to our office anytime. We are here to help.

🌙 We were happy to be a sponsor this years Newport Night Run which raises money for the Newport Public Education Foundation. Our Commercial Lines Account Manager, Culver O'Neill, has been a frequent participator many years in a row and loves to dress for the occasion. 🦀 This year she chose to dress like a hermit crab, seen on the left in the picture.

💚 This May, let's shine a light on Mental Health Awareness Month! It's our chance to discuss the narrative around mental health, understand how to better support our friends, coworkers, and loved ones, and break the stigma. With one in five Americans dealing with mental health issues, it's likely someone close to us could use an extra dose of kindness. 💕 Take care of YOU! Let's make mental health a priority together. 💚

Did you know that a significant number of breaches are due to compromised passwords? It’s true — in the vast cyberspace, your password is the first line of defense against cyber threats. 🛡️ This World Password Day, we’re sharing some tips to help bolster your password security — and a reminder that cyber insurance is no longer a “nice-to-have” in our complex digital world. Share this post as a helpful reminder to your network, and feel free to reach out for insurance advice or assistance. We’re here to help!